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True Non-Recourse Factoring

  • Same Day Funding
  • No Reserves, Full Funding
  • No Monthly Minimums
  • Instant Broker Checks
  • Fuel Advances 7 Days a Week

Learn More!

True Non-Recourse

No reserves, no charge backs! Have the peace of mind that we will not charge you back because of slow broker payments.

No Hidden Fees

Our factoring rate is all inclusive, we tell you exactly how much our service costs up front. What you see is what you get.

Back Office Support

Take the stress off your back office by receiving a dedicated team for your account to help you with your account.

4.8
Based on 152 reviews
4.9
Based on 177 reviews
OTR Capital is efficient and has very helpful customer service. Friendly representatives that always treat you with respect and like one of the family.
Jaime Pulido
Jaime P.
18:03 06 Dec 19
HANDS DOWN THE BEST FACTORING COMPANY EVER 5 STARS ISNT ENOUGH! I am so pleased to be working with OTR Capital. Their whole staff has been nothing but helpful and kind with anything my business may need. They have really went above and beyond when it comes to customer service. Although everyone there is AMAZING, two people specifically have truly went out of their way to make me feel like family. Cory Gibson and James Gallon are two great people to work with and will go to ends to help you and your business succeed. I highly recommend them and OTR when it comes to using a factoring company and I also recommend their sister company Marquee Insurance Group for the best commercial insurance rates.
Elizabeth Nelson
Elizabeth N.
17:47 06 Dec 19
OTR Capital has been a big help to our company over the past 4.5 years, they helped us grow a lot and we continue to use them as our factoring company daily! 5 Start Service! ( Joe Emory and his team! )
Aleksandr Chuprinov
Aleksandr C.
19:49 05 Dec 19
Great service and loyality
Levi Nix
Levi N.
14:37 03 Dec 19
I want to give a huge thanks to the great team at OTR for handling all my factoring needs....want to give a special thanks to Savannah and Brandon for there help and answering any questions I have. I will recommend anyone to join OTR.
Donnie Harvey
Donnie H.
15:04 27 Nov 19
Hello!!! I have been with otr capital over two years now an they are the best... So,if you are looking for a good factoring company check them out you can get on my team they are the best.... Just call an ask for Ashley Powelll....
Fred MCGriggs
Fred M.
17:24 15 Nov 19
Great service from jake Copeland.
kyle novitsky
kyle N.
14:23 14 Nov 19
Jake Copeland turned out to be a liar. told me I would be set with a carrier, he never did. now he doesn't return phone calls watch this guy watch this company. they're awful shady.
Kyle Sky
Kyle S.
20:24 12 Nov 19
OTR Capital has been a good company to work with they're always available for my questions and they treat my small transportation company like we are a large carrier. OTR has been a great benefit to my company
Will Bailey
Will B.
13:42 08 Nov 19
Excellent!
Mohmed Abdulle
Mohmed A.
16:30 05 Nov 19
Factoring made easy!! Excellent customer service! Always helpful with any issues.
Angela Mitchell
Angela M.
13:17 15 Oct 19
I am new to the transportation industry regarding my own company. My experience has been awesome!!! I am so happy I made the decision to work with them for my factoring. From sales to operations, they are so helpful, knowledgeable, and professional. I first start working with Kenneth and OMG he was so amazing. He helped me with getting a great insurance company and a great broker firm. He also checks on me to make sure everything is going well. And then there is Kara, who is so awesome, professional, and knowledgeable. She goes above and beyond to make sure I receive my funds timely and explain any issues that I may have. I could have not pick a better factoring company. Thank you OTR Capital for such an amazing experience and for your dedication and professionalism. If I could give more stars, I would!! Great company!!!
Leroy Walton
Leroy W.
18:17 11 Oct 19
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