OTR Capital's
Preferred ELD Company

NO ACH Fees

NO Transaction Fees For Life

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True Non-Recourse

No reserves, no charge backs! Have the peace of mind that we will not charge you back because of slow broker payments.

No Hidden Fees

Our factoring rate is all inclusive, we tell you exactly how much our service costs up front. What you see is what you get.

Back Office Support

Take the stress off your back office by receiving a dedicated team for your account to help you with your account.

OTR Capital helps by immediately increasing your cash flow, while eliminating the need to process invoices. So you can focus on your business while having cash on hand for important expenses. – Working with OTR Capital also lets you take advantage of NO ACH fees or transaction fees for life.
4.8
Based on 207 reviews
4.8
Based on 194 reviews
We are a new company, just getting on our feet. We were recommended to OTR by another agency. When I say state of the art customer service... oh man! Jack Jerrell is the best! He brought me on board with white glove treatment. His professionalism and patience was beyond expectation. I’m thankful for that recommendation to OTR and look forward to doing business with them for many years to come!
Natasha C.
Natasha C.
01:24 01 May 21
So far so good. I haven't had any issues with them so far and I pray it stays that way. They are always very helpful when I call. Thank you for great service.
Everything C.
Everything C.
11:21 27 Apr 21
Excellent and reliable
Camara Enterprise L.
Camara Enterprise L.
19:41 08 Apr 21
Otr capital is the best very good service I would recommend for any company needing factoring.thanks Ashley Powell and her team
Ibra D.
Ibra D.
01:39 25 Mar 21
Just downloaded the new app and I must say, it looks great! Simple and convenient. I’m very pleased with the direction OTR Capital is going to stay competitive. It continues to be honor factoring with your company.
Brightside Logistics L.
Brightside Logistics L.
18:12 15 Mar 21
Well where do I start? Decided to get my own authority after working as a leased o/o for a carrier. Got lots of calls from factoring companies and was very skeptical of the factoring process. For some reason I took a call from otr and listened to their pitch. They were genuine from the start. Listened to my concerns and explained everything to me so that I could understand. I've been working with them for about 10 months now and couldn't be happier. Joe Emery and his team, Emery Russell, Ashley Madison and the rest have been outstanding. They are easy to contact and explain everything to you. Love these guys. Keep up the good work.
daniel F.
daniel F.
20:19 10 Mar 21
Great Customer Service from That guy JACK!. From the beginning he helped me out and made me understand what OTR was all about. He was very honest and even though he ended up giving me back to MIKE, JACK was awesome!
Jerry B.
Jerry B.
20:06 15 Dec 20
Margarita, Yandri, Grace and we can’t for get about Jesus. This team here her is by far A+.Helpful, understanding, polite and always going above and beyond. Thank you all so much for what you do for me and my business. My A Team!
Pro Logistics I.
Pro Logistics I.
20:59 14 Dec 20
OTR Capital is the best factoring company out there. Any issues are always quickly resolved and your Invoices are paid out in a timely manner.
Rokarian G.
Rokarian G.
20:55 10 Dec 20
OTR is the BEST!!!!!.I have done business with another factoring company, who I will not mention. I switched to OTR and have been completely Satisfied with my Factoring Team. Megan Boyle is the Best, Most Professional Lady to work with. She always has my best interest in mind. She answers my calls and promptly takes care of my issues. Her team always outperforms my expectations. Thanks Megan and her Crew. OTR is lucky to have People like Megan on their Team.
ALAN B.
ALAN B.
14:50 01 Dec 20
This is the best factoring company for anyone who needs one. I really enjoy this company and would recommend it to anyone!
Edik
Edik
19:35 30 Nov 20
OTR capital is the Chic-Fil-A factoring. The reps are very friendly and epitomize "how can I be of service". They help you troubleshot issues and have many payment options. They are one of the few true nonrecourse factoring companies and their rates are at a discount compared to the services they provide. I highly recommend them whether you are a trucker, dispatcher, broker, or in Transportation in another capacity OTR Capital is the partner you need.
Nedvonne Y.
Nedvonne Y.
15:38 20 Nov 20
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