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Recourse and Non-Recourse Factoring Options

Learn More!

True Non-Recourse

No reserves, no charge backs! Have the peace of mind that we will not charge you back because of slow broker payments.

No Hidden Fees

Our factoring rate is all inclusive, we tell you exactly how much our service costs up front. What you see is what you get.

Back Office Support

Take the stress off your back office by receiving a dedicated team for your account to help you with your account.

Partnership Powerhouse

OTR Capital Factoring Is Tailored To Grow Your Business,
Connecting You With Partners and Industry Leaders That Make You Feel Like Family.

4.7
Based on 247 reviews
4.8
Based on 99 reviews
I have been with OTR almost 2 years ! Mitch is my go to ! Trucking is a tough industry but thank you for being a great person , understanding and patient. We need more Mitchs in the world.
Ava Marie E.
Ava Marie E.
20:19 04 Oct 21
My entire team has been awesome but Samantha Hogan in particular really helped me out in a pinch. I can't thank her enough for her patience, graciousness, and simply making an extended effort for me (a new client) on a FRIDAY. I will recommend OTR Capital to anyone looking for factoring. It is seamless and the people obviously care. Thanks again Samantha!
Trice A
Trice A
13:13 04 Oct 21
FOREX INVESTMENT I never believed my life will change in such a manner, i saw a review on a page about MRS ELIZABETH BAYS and before then i have never risk money doing anything online with anybody because i think i was so wise and never want to be cheated, but when i contacted her and she explained everything to me concerning trading and the profit i can make within a week i was convinced to give a trial and why i risked to invest 500$ was because i don't need to send her the money but to create and fund my trading account all by myself and give her the access to manage my trading account and i made a withdrawals of 6000$ in a week, please i am very happy to introduce all friends and family to invest in themselves and there family. Instead of looking for other evil ways to make money or to increase there worth in life thanks
Her email is elizabethbays70@gmail.com
WhatsApp:+1(209)896-9431
गगल ग.
गगल ग.
06:23 01 Oct 21
Don't regret doing business with OTR Capital. Our account rep, Rafael Abromson, has been spectacular. I have nothing bad to say about OTR. I did business with RTS Financial & they were the worst. RTS was super picky about their paperwork, hardly factored with any company, & OTR hardly gives me any issues. When we do stumble across issues they fix it in a timely manner & before you know it you're getting paid. Awesome job guys!!
CARPE LIAM L.
CARPE LIAM L.
12:58 21 Sep 21
Nick and his team over at OTR CAPITAL are the best they always take great care of me to ensure my business is handled and my financial needs are met. If you are looking for factoring for your trucking this is where you want to be!!! Grade A
Quavelin W.
Quavelin W.
18:19 17 Sep 21
OTR is one of the best Factoring in USA.
iurii K.
iurii K.
20:35 08 Sep 21
We are extremely happy with the switch to OTR Capital as our factoring Partner. The way transition team handled our account was seamless. Our number one worry was business interruption when we decided to make a switch from our previous factor to OTR, However OTR team Knew exactly what they were doing as industry experts and we didn’t feel no changes at all. Shout out to the leadership team @Cameron and @Konnor for job well done. Their account team are also very proactive on any type of issues. Turnaround on emails/phone calls is immediate. One last things, their customer portal is very intuitive and easy to use for anyone. You can literally train grandma on it. That’s how easy it’s.

Looking forward to long partnership with OTR.

100% Recommend!!!
Yaqub I.
Yaqub I.
23:00 04 Sep 21
Modou D.
Modou D.
17:23 04 Sep 21
I’m making this review for Thomas Petitt especially but overall otr is a great company! But Thomas has been so much of a help with me and my company. I just haven’t to long started doing hotshot and I run my business by myself. I book loads fill out paperwork and drive all myself. I had to learn a lot of things on the fly and how to do invoices and what documents are most important and Thomas was very patient with me and well educated me on how things are done so I could make sure I get paid for my work. He taught me a lot of things and was always there to help always answers the phone or any text or email I send him. On top of that he has a great sprit and great customer service skills. Just a all around great dude man I hope otr treats him well as an employee so that he continues to work there. He is a huge help to my business.
BigAL B.
BigAL B.
12:54 03 Sep 21
Juan Castro has been extremely helpful for many years. Any time I've got an issue or need something, he's the guy who can get it for me. Very professional, very friendly, and extremely hard working this man is. Thank you for your support and assistance over the past few years.
Grant L.
Grant L.
16:16 02 Sep 21
OTR Capital is an amazing factoring company. Kyle and Ellie are some of the best people to work with. Very friendly, timely, and kind staff. Do NOT hesitate to do business with them!
Gary E.
Gary E.
14:58 02 Sep 21
El salvaje M.
El salvaje M.
00:43 24 Aug 21
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